This quarter has gone a little better then the first quarter when it comes to completing my goals for the year. There's been a few little hiccups as before but I'm going to keep moving forward as before to try and get everything completed.
Minimising
This is still going well. I am getting through all my beauty products at quite a good rate and should have everything (bar makeup) down to just what I need by the end of this quarter. I am also working through my books and have a no buy on those and stationery until I've gone through all of them.
I was also down at my parents again where I still have a number of my things. As I was going through them to take more items home with me I was able to get rid of more things that I no longer needed and I no longer had any attachments to. Having them away from me has definitely helped me realise what I do and don't need.
Healthy Eating
I knew this area was going to be a struggle as I do use food as a comfort some times. I've also been keeping an eye on what I've been eating and how it's been making me feel and I noticed that I got bloated every time I ate something with gluten in it. Since that point I have been concentrating on removing gluten from my diet to see how that has made me feel and have noticed that I am not only less bloated, but I feel less tired and have been having less issues with dry and itchy skin. It has meant that I have been concentrating on this rather the goals I had originally put in place. That being said I have managed to keep my processed sugar down low, just a couple of treats a week, and have reduced my process food to around one portion a week, but I could and will do better.
The next stage is to go vegan by the end of the year. This is a little more complicated due to the gluten intolerance but I am going to give it a go. Even if I am not able to go completely vegan I will take it as far as I can. Right now the issue is to do the egg they put in the gluten free bread.
Finances
This has actually gone quite well this quarter. Now that I know what I am earning on a monthly basis it's been easier to work out a budget. It's still a learning curve and I will keep making changes until I get it to fit my needs, but I'm getting used to it.
The pension side of things has been a little more difficult. I started researching possible pension schemes when I realised that I didn't know enough about pensions to know what would be the best one to take as someone who is self employed as a subcontractor. I did look at possible financial advisors to help me make a decision but noticed when I was logging onto my NEST pension account just to see how this was doing that you can keep contributing to this if you're self employed. So I think this is the route I'm going to take.
The next stage is to look at sideline jobs I can possibly do to earn more cash. I want to do this so I can build up my savings so cover the 3 to 6 months they recommend you have as well as working on paying off my Student Loan, though that isn't a priority after reading the Money Saving Expert article on it.
And that's it really. I am getting through my goals and, for the most part, have managed to keep mostly on top of them. I still have 6 months to go to catch up on those I am falling behind on and to keep pushing forward to being a more healthy, financially stable, and grown up person.
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