Sunday, 30 April 2023
Barge Holiday: The Brecon and Monmouthshire Canal
Sunday, 23 April 2023
Walks 2023: Fan Fawr, Pont ar Daf Circuit
Sunday, 16 April 2023
Crafting 2023 Update #1
I wasn't sure how much I was going to actually get done this quarter, especially as I wanted to put aside more time to read and keep up a diary. However, I still managed to get a fair few things completed.
Completion and Use Up Projects
- Making a matching tie to my dress
- Leftover fabric top
- Crochet crop top using left over wool
- Knitted /crochet strappy top using left over wool
The Hobbit/ Lord of the Rings Cross- stitch - Riverdale
This is now complete and I love the way this looks. I've stored it with my Hobbiton one and they'll need to be put in frames at some point. I'm still not sure how I want them framed though, so they might just sit together for now whilst I make that decision. I have another cross stitch I want to finish first before I move on with this series, but I plan to get back to it by the end of this year.
Icelandic Jumper
I wasn't planning on finishing this one so quickly, but I actually managed to get it completed in this quarter. It was just such an easy jumper to knit and I might make another one in the future. The only issue I have is that, even though I did all the measurements etc it did end up being tighter than I had originally planned. I don't think it has anything to do with the instructions in the pattern but more to do with the type of wool I used and the fact I can never get this measuring thing right. It's still very, very warm though, despite being on the tight side. This didn't end up being quite the free project I was hoping for as I did have to purchase a couple more skeins of wool, but still cheaper than it would have been otherwise. The pattern is Afmæli by Hélène Magnússon and I would recommend it as it was very easy to follow.
There is another project I'm working on at the moment, but it's a gift for someone so I'm going to put it into the next update. It has kept me sane though whilst I was moving, with all the things that activity brings. And that is mostly what I craft for if I'm honest. I love the products that come out of my hobby, it's very satisfying, but I mostly do it because it keeps my hands busy and my mind calm. Cost wise it's been pretty good with me only needing to buy a few supplies this time, but the projects coming up will be a little different. However I plan on using some of the money I will hopefully get back from my tax return to get some of the products. This means, that as that money has already been accounted for, they'll basically be free as well. 😃
Sunday, 9 April 2023
Goals 2023 Update #1
- Four Month's Emergency Funds - this went down this quarter instead of the intended up. There are a few reasons such as we had an overlap of the properties we are renting so we had to pay two different rents at the same time and a deposit before our other deposit has been returned. However, this is what this fund is there for so I don't feel too bad about it. We'll just need to start building it up again. It does mean that for us to reach our goal of saving a third of the savings this year we'll need to put aside £835 this coming quarter.
- Sinking Funds - our car repair sinking fund is now back to £500 and we should hopefully not need this for our new car, but it's always good to have it just in case. We have managed to put the £75 a month into our Christmas fund this quarter and will need to carry on doing this over the next quarter. We have also been putting money into a surfing lesson sinking fund and we only need about £60 for this. Once I've done my tax return this year we should hopefully have some money to put toward these funds and our emergency fund.
- Pension and Personal Spending - I did manage to put 12.5% of my income into my pension whilst I was earning, though now that I'm jobless there hasn't been any more going in these last few weeks. Hopefully, that won't last for much longer though as I am job hunting at the moment. We have also been pretty good at keeping our spending to just £25 per week, apart from in March when everything just went south. Next quarter we will need to get our spending back into control again if we're going to reach our 2023 financial goals.
- Changing My Bank Accounts - I haven't gotten around to this yet as I haven't set aside the time to make the change and to double check how this new bank account will work with my other financial accounts I have, such as my savings and credit card. I also need to have an income coming in as well as the new bank account does have a monthly standard fee.
- Secondary Income - this also hasn't been done yet as I just can't get my head round what I could actually do for a secondary income, skill wise. Though this coming quarter I need to concentrate on getting a primary income first and then think about a secondary income after that.
- Skateboarding - we haven't done any skateboarding yet this year and that's a shame on our part as we had a perfect park beside us to do it before. Now that we've moved I'll need to find somewhere new for us to go and make it one of our priorities whenever we have time off together.
- Surfing - we were going to book to have lessons where we had gone the last time, but now that we've moved to Wales it would make sense to find somewhere here instead as it would be a bit costly to travel to Devon every time we wanted to go for a surf. Once we're completely settled in that's what I start researching.
- Sailing - this is still something that's just on the back burner for now, especially as we're now further away from the sea. We need to get our finances in order first as well before we can start spending it on this quite expensive little dream.