November has been a pretty pricey month, mostly because we have done a whole lot of Christmas shopping and have had to get a new car after a few problems with the old car, including a breakdown. Thankfully we do have sinking funds for these, but it's still unpleasant watching them go down. Probably because I know we will have to build them back up again.
Of course, if we're being honest, we have also spent more than we should in other areas - like things for the flat from charity shops and IKEA. I also brought a refill for my perfume, which was pricey but should laste a few years, and we've spent quite a bit on eating out. Ones of those times is when we went to see family, which also put up our fuel bill a little bit. We did keep within our budget for groceries though, so I'm going to count that as a win.
On a plus we've managed to keep our own emergency funds where they are and I've caught up with my pension payments so I'll now be able to go back to £50 a week for the rest of the year. I'm not going to say anything about the four months emergency fund though, which I'm just going to gloss over this month. 😂
In all honesty it's been a bit of a disaster month when it comes to money. However, the Christmas shopping is now complete and the issues with the car fixed. We're also not going to be travelling anywhere in December so it should be a much cheaper month then November. Now we just need to start saving up our sinkings funds and four months savings again - oh joy.
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